Free Critical Illness cover when you take out Income Protection!

For a limited time only we are able to offer free Critical Illness cover to Contractors when you take out an Income Protection policy, but hurry this offer ends in April.

As a Contractor you are completely reliant on your ability to get on the client site in order to make a living but if an illness or injury were to prevent you from working you need to make sure that you have an income in place to support your lifestyle and protect your family at an already stressful time.

With savings offering their lowest returns in over a decade it is more important than ever to make sure you have a plan in place that will provide an income you can rely on. With Critical Illness and Income Protection cover you can insure yourself for every eventuality.

What are you covered for?

Critical Illness cover will pay out a lump sum on diagnosis of a critical illness such as a cancer, heart attack or stroke, in order to cover medical expenses, changes to your home or vehicle in order to accommodate your condition and any other purpose. For a small monthly premium you can ensure that your policy will pay out the tax free lump sum when you need it most, and you can rest assured that even if you recover fully from the illness, you won't have to pay back the money given to you.

Income Protection offers a regular, tax-free monthly income in the case of an accident or illness preventing you from working and combined with the critical illness cover, can give you complete peace of mind that your family is protected.

Great cover, great price

We have access to a special offer from LV and are able to offer Contractors the opportunity to benefit from free Critical Illness cover when you choose an LV Income Protection policy. The Critical Illness cover will pay out a lump sum of up to 3x the amount you have chosen to protect on your Income Protection policy. Plus, it will only end when you choose to leave your Income Protection policy, offering fantastic value for money.

The process of application is quick and easy as there is only one set of questions to cover both policies and if you come to make a claim then there is no waiting period after your claim has been assessed so you can put your money to good use straight away and get on the route to recovery.

You don't have to pay any extra for your Critical Illness cover and unlike some policies; you don't have to claim on your Income Protection policy if you make a claim for Critical Illness.

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